HomeXpress Mortgage Corp
1936 East Deere Avenue, Santa Ana, CA 92705
https://homexmortgage.com/
Internal Reviews
(6 reviews)
Total loans closed with Loan Factory
172
Total loans closed with Loan Factory (past 12 months)
154
Lender overview
Basic information
Conventional
FHA
FHA Streamline
VA
VA IRRRL
HomeXpress Mortgage Corp. It's Successors and/or Assigns, 1936 East Deere Avenue Suite 200 Santa Ana, California 92705
HomeXpress Mortgage Corp. It's Successors and/or Assigns, 1936 East Deere Avenue Suite 200 Santa Ana, California 92705
Lock policies & Fees
Lock Policies
7 days: .125pt cost
15 days: .375pt cost
After 30days of lock expiration.
No
Lender's niche & Overlays
- 90% purchase and refi R&T with Bank Statements
- P&L Only Program
- Non-Warrantable Condos
- Short-Term Rentals
- Loans Amounts up to $4mm
- 1yr Self-Employment Program
- Zero Ratio DSCR
- First Time Investor allowed
- First Time Homebuyer & Investor for DSCR allowed
- Asset based programs (qualify based on 401k, stocks, bonds, cash)
- No Credit needed for Co-borrower
- Use the highest fico between borrowers for DSCR
- DTI up to 55%
- 1x60 allowed on mortgage history
- 1 day out of BK ok
- 1 day out of F/C ok
- Foreign National Programs up to 75%
- Delayed Financing considered R/T refinance
- 5-8 Unit Program
- 6 Month Seasoning for Cash-out Refinance
- No Housing History required for FTHB
Allow lender credit to cover BPC
None
Lender turn time
2
1
1
Review - HomeXpress Mortgage Corp
4.8
6 Google Reviews
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